This New Travel Credit Card Could Dethrone The Chase Sapphire Preferred

Wells Fargo’s newest credit card — the Wells Fargo Autograph Journey℠ Visa® Card* — is open for online applicants. It’s a competitive offer that could give incumbent travel credit cards from Chase, American Express and Capital One a run for their money. 

Wells Fargo does one thing better than its competitors: It offers a more flexible rewards program that doesn’t require booking travel in a portal to earn the highest rates.

Here’s why we think the Wells Fargo Autograph Journey could go toe-to-toe with some of the best travel credit cards, plus four insider tips to help you decide if you should add it to your credit card lineup.

What you need to know about the Wells Fargo Autograph Journey Visa Card

Before we dive into the hidden features and benefits, here’s an overview of what you can expect with the Autograph Journey:

• Earn 60,000 welcome bonus rewards points after spending $4,000 in purchases within three months of account opening.
• Earn unlimited 5x points on hotels, 4x points on airlines, 3x points on other travel and dining and 1x on other purchases.
• Receive an annual statement credit with a $50 minimum airline purchase.
• No foreign transaction fees.
• Other benefits include trip cancellation and interruption insurance, lost luggage reimbursement, roadside dispatch and cell phone insurance.
• $95 annual fee.

How other travel cards compare to the Wells Fargo Autograph Journey℠ Visa® Card

CNET’S PICK

9/10
CNET Rating

CNET rates credit cards by comparing their offers to those of their categorical competitors. Each card is individually evaluated through a formula which reflects the standards and expectations of the contemporary market. Credit card issuers have no say or influence in our ratings. How we rate credit cards

Intro Offer

60,000 bonus points

Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That’s $750 when you redeem through Chase Ultimate Rewards®.

Annual fee

$95

APR

21.49% – 28.49% Variable

Intro Purchase APR

N/A

Recommended Credit

A credit score is used to indicate an applicant’s credit worthiness and may provide guidance about account eligibility. It does not necessarily guarantee approval for any financial product.

Good – Excellent

Rewards rate

1x
– 5x

5x on travel purchased through Chase Ultimate Rewards®.; 3x on dining, select streaming services and online groceries.; 2x on all other travel purchases.; 1x on all other purchases.

6.5/10
CNET Rating

CNET rates credit cards by comparing their offers to those of their categorical competitors. Each card is individually evaluated through a formula which reflects the standards and expectations of the contemporary market. Credit card issuers have no say or influence in our ratings. How we rate credit cards

Intro Offer

75,000 miles

Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening, equal to $750 in travel

Annual fee

$395

APR

19.99% – 29.99% (Variable)

Intro Purchase APR

N/A

Recommended Credit

A credit score is used to indicate an applicant’s credit…